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Selling TipsFebruary 17, 2026

Cash Home Buyers vs Real Estate Agents in Austin: Which Is Right for You?

When it's time to sell your Austin home, you have two primary paths: sell to a cash home buyer or list with a real estate agent. Both have their place, and the right choice depends on your specific situation, timeline, and priorities.

Understanding Cash Home Buyers

Cash home buyers like House Buyers in Austin are real estate investors who purchase properties directly from homeowners using their own funds. There's no bank financing involved, which eliminates many of the delays and uncertainties of traditional sales.

How it works:

1.You contact the cash buyer and provide property details
2.They assess your property (often within 24-48 hours)
3.You receive a cash offer (typically within 24 hours of assessment)
4.If you accept, you choose your closing date (as soon as 7 days)
5.You receive cash at closing — done

Understanding Real Estate Agents

Real estate agents list your property on the MLS and market it to potential buyers. They handle showings, negotiations, and paperwork in exchange for a commission.

How it works:

1.You interview and hire an agent
2.Prepare your home (repairs, staging, photography)
3.List on MLS and begin showings
4.Receive and negotiate offers
5.Buyer secures financing and completes inspections
6.Close (typically 30-45 days after accepting an offer)

Side-by-Side Comparison

FactorCash BuyerReal Estate Agent
Timeline7-14 days90-120 days total
Repairs neededNoneUsually $5,000-$30,000+
CommissionNone5-6% of sale price
Closing costsBuyer paysSeller pays 2-3%
ShowingsNoneMultiple over weeks/months
CertaintyVery highMedium (deals fall through)
Sale priceBelow marketAt or near market
Net proceedsOften comparableHigher gross, lower net

The Net Proceeds Reality

Many sellers focus on the sale price without considering total costs. Let's compare a $350,000 Austin home:

Selling with an Agent:

  • Sale price: $350,000
  • Agent commission (6%): -$21,000
  • Closing costs (3%): -$10,500
  • Repairs and staging: -$15,000
  • Carrying costs (3 months): -$6,000
  • Net proceeds: $297,500

Selling to a Cash Buyer:

  • Cash offer: $300,000
  • Agent commission: $0
  • Closing costs: $0
  • Repairs: $0
  • Carrying costs: $0
  • Net proceeds: $300,000

In this example, the cash offer actually nets the seller $2,500 more — and saves 3 months of time and stress.

When to Choose a Cash Buyer

A cash buyer is typically the better choice when:

  • You need to sell within 30 days
  • Your home needs significant repairs
  • You want certainty and simplicity
  • You're dealing with a difficult situation (foreclosure, divorce, inheritance)
  • You want to avoid showings and strangers in your home
  • You value your time and peace of mind

When to Choose an Agent

An agent listing may be better when:

  • Your home is in excellent, move-in ready condition
  • You have 3-6 months to sell
  • You're in a hot seller's market with low inventory
  • You enjoy the process and can handle showings
  • Maximizing the gross sale price is your top priority

Get Both Options — For Free

Not sure which path is right for you? Contact House Buyers in Austin at (512) 675-3722 for a free, no-obligation cash offer. Compare it with agent estimates and choose what's best for your situation. There's absolutely no pressure — we want you to make the right decision for your family.